Truck dispatch service that keeps your truck paying for itself

RigCaptain is a truck dispatch service for owner-operators and small fleets. We find the loads, negotiate every rate, take the broker calls, run check calls and keep the paperwork straight. You decide which loads you haul.

7% while your MC is under 6 months, then 5%. 4% for two or more trucks. No setup fee, no contract, and no haul means no pay.

Book loads that cover my truck payment See the fee math

How many loads cover your payment?

Pick your rig, then take or turn down five example loads. The bar shows how much of an example payment that week covers after our fee. Change the payment, MC age and truck count to see your own numbers. Nothing here is a quote or an offer. It is the same math we run with every new carrier before the first load.

Your rig

EXAMPLE LOADS FOR A DRY VAN

Your floor rate

$/mi

Drop and hook: Chicago, IL to Columbus, OH$799
355 mi · $2.25/mi
Live load: Dallas, TX to Atlanta, GA$1,638
780 mi · $2.10/mi
Drop and hook: Atlanta, GA to Charlotte, NC$625
245 mi · $2.55/mi
Live load: Memphis, TN to St. Louis, MO$499
285 mi · $1.75/mibelow your floor
Dedicated: Kansas City, MO to Denver, CO$1,320
600 mi · $2.20/mi

YOUR INBOX

Take a load and its rate confirmation lands here, in your company name. Say no and the next load comes up.

This week covers

0% of $650 · you keep $0 after our 5% fee

loads a month cover $2,815 (payment $1,715 + fixed $1,100), at an average $976 per load.

MC age

Trucks

EXAMPLE loads and payment, not offers or market quotes. Fee 5% of gross load revenue; no haul, no pay.

Want the whole deal and not just the payment? Open My Deal in the header, or run a truck through the semi truck payment calculator.

You sign every rate con. We never sign for you.

We find it and push the rate
A dispatcher works the load boards and our broker contacts for freight that fits your rig, your lanes and your floor rate, then negotiates before you hear a word about it.
The rate con comes to you
When you say yes, the broker sends the rate confirmation straight to your email, in your company name. It is your load, under your authority.
You sign it or say no
Read it. Check the rate, the stops and the detention terms. Sign it, or tell us no and we keep looking. Turning a load down costs you nothing.

That is the whole arrangement. No forced dispatch, no loads booked behind your back, no penalty for passing. We would rather you skip a cheap load than haul it angry.

The first week, step by step: how our dispatch works.

Truck dispatching services priced by your authority, not your rig

Our fee is a percentage of the gross revenue on the loads you haul. It is the same for a 26 ft box truck and a heavy haul rig. What moves it is how long you have had your MC and how many trucks you run.

7%While your MC is under 6 months. It drops on its own in month 7, with no call and no new contract.
5%One truck, MC 6 months or older.
4%Two or more trucks on one MC, 6 months or older. Our dispatch services for trucking companies with two to ten trucks run at this rate.

No setup fee. No monthly minimum. Month-to-month, and you can cancel with 30 days notice. If the truck does not haul, you do not pay.

Running one truck? See dispatch for owner-operators.
Two to ten trucks? See small fleet dispatch.
Every line of the fee is on the pricing page.

EXAMPLE week: $6,000 in gross load revenue. At 5% the fee is $300 and you keep $5,700 before fuel and your other costs. At 7% the fee is $420. At 4% it is $240.

What the fee covers

Load sourcing on the major load boards and with direct broker and shipper contacts
Rate negotiation on every load
Broker calls, check calls and delivery confirmations
Carrier packet setup with each broker
Deadhead and reload planning
Detention and layover claims
A weekly earnings report
Dispatchers on nights and weekends

Weekly gross load revenue$6,000

MC age

Trucks on the MC

Hours a week finding loads

Your own estimate

What an hour is worth

ASSUMPTION

5% applies: Standard (1 truck, MC 6+ months). Same for every rig.

Our fee$300 /wk
A 10% desk$600 /wk
Your hours, self-dispatching$200 /wk

No setup fee, no minimums, month-to-month, 30 days notice, no haul no pay. The fee is on linehaul plus accessorials, excluding reimbursed pass-through costs. The comparison desk and hourly value are ASSUMPTIONS you can edit.

A dispatch service for truckers, whatever you run

Every rig gets the same attention and the same fee schedule. Here is the freight we book for each one.

26 ft box truck:: partials, final-mile, expedited and retail freight, with or without a liftgate.
Car hauler:: dealer runs, auction pulls and door-to-door vehicle moves.
Dry van:: drop-and-hook and live loads on the lanes you want to run.
Dump truck:: aggregate, asphalt and fill, paid by the load, the ton or the hour.
Flatbed:: steel, lumber, pipe and machinery, with tarp pay settled up front.
Hazmat and tanker:: bulk liquid and placarded freight for drivers with the right endorsements.
Hotshot:: expedited, equipment and pipe loads sized to your deck and your rating.
Oversize:: heavy haul with permits and escorts planned before you commit.
Power only:: trailer pools and drop-and-hook, so you carry one payment instead of two.
Reefer:: produce, frozen and dairy, with your temperature range checked first.
Step deck:: tall freight and machinery that will not fit legally on a flatbed.

We do not dispatch cargo vans, sprinters or box trucks shorter than 26 ft. If your box truck is 26 ft or longer, we want to talk.

Just bought the truck? Line these up before the first load

A new truck with no authority behind it is a payment with no income. Here is what has to be in place before a broker will tender you a load.

USDOT number and MC operating authority. Filed with FMCSA. Official source
BOC-3. A process agent filing that covers every state you run in. Official source
Insurance on file with FMCSA. Your insurer files it. The federal minimum for general freight is $750,000 for trucks rated 10,001 lb and up, and many brokers ask for more. Official source
UCR registration. Renewed every year. Official source
IRP plates and an IFTA account. Needed if your truck is over 26,000 lb or has three or more axles. Official source
Drug and alcohol testing program. Plus a Clearinghouse account, if you drive a CDL truck. Official source
Your carrier packet papers. W-9, certificate of insurance and your MC letter, ready for each broker.

Source: 49 CFR 387.9 (insurance minimums), checked 2026-10

New MCs see fewer willing brokers in the first months, and we will not pretend otherwise. Our job is to find the ones that load new authorities and keep you moving while your history builds. See how new authority dispatch works.

A dispatch desk, not a lender or a dealer

We do not sell trucks, make loans, arrange financing or sell insurance, and no dealer or lender pays us. The buying guides on this site show the whole deal: price, tax, rate, term, balloon and what the truck may be worth while you still owe on it. Read them before you sign. When the truck is yours, we keep it loaded.

Free tools for the deal, before and after you sign

Run the numbers on a truck before you commit, then check whether the work will cover it.

Calculators

Semi truck payment calculator: monthly payment, total interest and balloon on any truck.
How much truck can I afford: works back from what the truck earns to a price you can carry.
Lease-purchase deal analyzer: what a lease-purchase costs and who owns the truck at the end.
Dispatcher fee calculator: what dispatch costs on your gross at any rate.

Buying guides

Truck financing: loan types, terms and the questions to ask a lender.
How much does a semi truck cost: new and used prices with sources and dates.
Buying a used semi truck: how to inspect, check the title and walk away from a bad one.
Lease vs buy: the full cost of each path over the years you plan to run.

Price

Down payment

Rate (APR)

EXAMPLE rate, not an offer

Term

Fees

Balloon at end

Add the 12% federal excise tax. It applies to some first retail sales of heavy trucks, trailers and tractors. See the Tax Meter to check yours.

PRICE: $85,000
FET (IF IT APPLIES): $0
FEES: $1,500
DOWN: - $8,500
AMOUNT FINANCED: $78,000
APR / TERM: 11.5% / 60 mo
BALLOON: $0
PAYMENT: $1,715 /mo
TOTAL INTEREST: $24,925
TOTAL COST: $111,425

Where each year of payments goes

Principal and interest. Estimates only; a lender's real terms will differ.

Straight answers about trucking dispatch services

Can I afford a dispatcher on top of a truck payment?

Look at net, not the fee. A dispatcher earns the fee by pushing rates up and keeping empty days down. If our work does not cover our percentage on your lanes, you will see it in the weekly report, and you can leave with 30 days notice.

Will you push me onto bad loads?

No. Every load comes to you first and you sign the rate con yourself. Set a floor rate and we will not bring you anything under it without a good reason, such as a reload that saves a long deadhead.

Can I just do this myself?

You can, and some owners do it well. The question is whether your hours on the load board are worth more behind the wheel or at home. Our side-by-side of a dispatcher vs a load board lays it out.

What if my MC is brand new?

Then you pay the new authority rate for six months while we work the brokers who load new carriers. After that the fee steps down by itself.

Truck dispatch services: common questions

How much does your truck dispatch service cost?

7% of gross load revenue while your MC is under 6 months, 5% for one truck after that, and 4% for two or more trucks on one MC. The fee applies only to loads you haul. There is no setup fee, no monthly minimum and no long contract. It is month-to-month, with 30 days notice to cancel.

Do you finance trucks?

No. RigCaptain is a dispatch service, not a lender, loan broker, dealer or insurer, and nobody in the truck business pays us. Our buying guides and calculators help you check a deal before you sign. Once you own or lease the truck, our dispatchers keep it loaded so the payment gets covered.

Can a dispatcher help me cover my truck payment?

That is the job. We look for loads that pay above your floor rate, plan reloads so the truck runs empty less, and claim detention when it is owed. We cannot promise an income, and if a payment is too big for the work a truck can do, better rates will not fix it. We will tell you that plainly.

Do you dispatch new authorities?

Yes. New MCs pay 7% for the first 6 months, then the rate drops to 5%, or 4% for fleets, without a new contract. Some brokers wait until a carrier has history, so the first months take more calls. We work the brokers who do load new authorities and help you get your carrier packets ready.

Do I have to take every load you find?

No. Every load comes to you first. When you say yes, the broker sends the rate confirmation to your email in your company name, and you sign it or you do not. We never accept or sign a load for you, and saying no to a load costs you nothing at all.

Is there a contract or setup fee?

There is no setup fee and no long-term contract. You sign a short month-to-month dispatch agreement that spells out the fee and what we do for it, and you can cancel with 30 days notice. You never pay anything for a week when the truck does not haul.

What do I need before you can dispatch me?

Your own MC authority, or one on the way, plus a W-9, a certificate of insurance and your authority letter for broker carrier packets. If you run a CDL truck, have your drug and alcohol testing program in place. If you factor your invoices, send your notice of assignment too.

Do you dispatch cargo vans, sprinters or box trucks under 26 ft?

No. We dispatch box trucks 26 ft and longer, plus hotshots, dry vans, reefers, flatbeds, step decks, power only, car haulers, dump trucks, oversize and hazmat or tanker rigs. Smaller vans run a different kind of freight, and we would rather say no than take a fee for loads we cannot find.

Keep the truck paying for itself

Tell us your rig and your authority. A dispatcher calls you back, not a bot.

Send my application